COMPREHENSIVE MOTOR INSURANCE

• Liability for accidental loss or damage to insured vehicle arising out of fire, theft, hold up and material own damage.
• Liability for accidental loss or damage to third party vehicle.
• Liability for bodily injury caused to driver, passengers who are not third parties.

MOTOR THIRD PARTY LIABILITY - Cover Only

• Liability for accidental material loss or damage to third party vehicle.
• Liability for bodily injury caused to third parties (Compulsory Insurance).

The risks covered are:

• Hospitalization in case of accident or sickness
• Permanent, partial or total disablement due to an accident
• Repatriation in case of death
• Repatriation costs in case the expatriate is forced to leave the country due to:
  • Death of the employer
  • Employer’s declared bankruptcy
  • Medically proven chronic disease of the expatriate
  • Judicial sentence to deport the expatriate

The coverage of this policy encompasses, but is not limited to, the following benefits:

• Medical expenses & hospitalization abroad
• Transport or repatriation in case of illness or accident
• Repatriation of family member travelling with the insured.
• Repatriation of mortal remains.
• Return of dependent child.
• Emergency return home following death of a close family member.
• Delivery of medicines.
• Medical referral/appointment of local medical specialist.
• Loss of credit card.
• Trip cancellation.
• Delayed departure.
• Compensation for in-flight loss of checked-in baggage

AVAILABLE PROPERTY INSURANCE COVERS INCLUDE

• Fire and Allied Perils.
• Property all risks Insurance including business interruption, machinery breakdown and deterioration of stock.
• For ultimate protection and peace of mind, you can also add the Theft Insurance Coverage as an extension to a Fire and Perils Policy.
• Political violence cover for your property.

Personal Accident Insurance covers include:

• Accidental Death.
• Accidental Disablement.
• Medical Expenses.
• Passive war cover.